I have spent a lot of time searching through posts on these forums to get an understanding of different directions and investment decisions that interest me, however I realize times are dynamic and what investments worked 2 years ago may and most likely  would not work the same in todays world. 

Send me a Direct Message and I will be happy to point you in the top neighborhoods to focus on based on your investment goals, criteria and available time you have to spend on real estate investing.

I suggested, he reach out to Floridacentral Credit Union that his mother has used for years and apply for a refi loan.

I am a 16 year old planning to form an LLC under my parents name in order to qualify for business credit to cover the down payment on my first investment property I will also pair the business credit I am able to qualify for with cash and refinance to pay off the down payment when the interest starts to kick in but I am wondering if when applying for a FHA loan on an investment property if they require income to qualify or if they will accept it because I will be renting and covering the mortgage with the rent and how that all works when qualifying and if this is even possible. 

Also, they're not a bank - they're a consulting firm with direct bank relationships.  

Any advice or a point in the right direction would be greatly appreciated. 

for this kind of project 4k is sufficient, you may want to ask several handyman/contractors directly.

I am wondering if I can go directly to property management companies and buy HOA liens?

Hi Emeldine, I would love to connect with you and point you in the right direction! 

You can deduct a proportionate amount of your mortgage interest, property taxes, insurance, electricity, water, gas, etc. and you can deduct any expenses that are directly associated with the portion of the property that is being rented out.