Whose face will he be giving the single digit to when things don't go well?

Couple hundred dollars cash flow, and double digit ROI.

As I was staring at that graph showing double digit declines three times I was very surprised, and thinking it couldnt be true.....then it jumped out that the graph is not showing the entirety of housing in the bay area....the graph is only showing "High Priced Tier Homes". 

I buy mine from Multifamily NW (they have digital signing built in, and after the initial fee the annual subscription for unlimited use of the forms is under $50 for 5 or fewer units).You might also consider getting your lease from the local landlord association.

I'll dig it up but i believe it was Bank of New England in Milford and the gentleman's name is Cliff.

Hi Freda Johnson thanks for reviving this thread,Ibrahim Hughes it seems to me that you know Newark pretty well (as I've seen in some others treads as well) what is your take on the single digit streets/Dikinson Ave/ next to the I280 ?

prices up 10% in a market they deemed as "doomed" due to the auto collapse.you will see a lot of double digit increases throughout the country. it's not rocket science...what comes down, must come up.These things happen all the time...ie, 9/11 destroyed the airline industry.

Total hours per loan should be in the single digits.

Now the answer to that equation is likely a single digit %.

Sometimes I even have them just rip up a check if an offer is not accepted. do what works for you....Finally an anecdote: I put down a 4 digit EMD on a short sale last march. offer ratified, check deposited by title co.