Not sure if this is the right section but I wanted to share some trends I am noticing in the Canadian mortgage market place CMHC insured rates are really low for owner occupied, with rates as low as 1.64% and commercial loans ranging between 2-4 %There are some B lenders offering unique programs with a return of stated income using only 6 month bank statements as proofAlso seeing a new High Net Worth program which provides almost no TDS component however LTV is maxed at 65% and additional equity is required65% HELOC and 80% mortgage is available from a couple of lenders.

The position im in is a bit unique--Its my partners home she has chosen to carry all aspects of the hold cost (outline in out contract).

It sounds like you are coming with some unique skills with your background.

Now we are in a unique situation where we can't rent out the unit because she has an active lease on the property and we can't evict her because of COVID protecting tenants unable to pay rent.

It is quality of lifestyle though we are on the fringe of the metro area so away from all the riff raff and we do have a unique location in this particular town.. although all the builders are doing just as well no matter location. but we are getting higher prices based on our location and build quality.  

Implement unique ways to find deals. 

We've got some properties across DFW in our portfolio that cash flow decently, but the biggest benefit is that even if they aren't cash flowing $500/mo, they're still rapidly appreciating each year as the market continues to explode there.I think every market is going to have its inherent obstacles to overcome, and Texas has its unique way of gouging us with property taxes.

Unique to this field, perhaps more than any other streamline profession, is the idea that you get to value your time to what you think it’s worth.

I want to home in on your first statement here:  "very unique and truly one of kind property that is exactly everything I’m looking for and I’ve become quite emotionally attached to it."

So, I have a couple of questions- is there anything unique about selling to a renter?