If so, visit the property and see of the heat is on.

The slowest months of the year are typically October - December.

Jill,Check the app/website turnoverbnb.

term of the loan?

Is the inventory piling up or selling in the neighborhood.

Or find a property that is under-utilized or has below market rents.Otherwise, you could also do the OPPOSITE of the great advice from @Jonathan Greene and buy a property with multi-bed units or live in the larger unit and rent out the smaller unit - while getting a roommate(s).

I would also love a copy of the spreadsheet.

Texas is one of the most stringent states on agents as I said.

Oh and I’ve got a good bit of family in North Port.

Based on the questions you are asking I think you need to spend more time listening to podcasts like Bigger Pockets and Bigger Pockets Rookie.