Some of these challenges are, more complex guidelines, more reserves requirements and able to provide full docs for all of your investments.

We've confirmed that our property is eligible for subdivision and we have an initial idea of what/where we want divided.

Definitely speak with the lender you are using to confirm but you don't have to do all that work...unless their appraisal comes in lower for you. 

Can you explain to me what your reserve requirements are?

If you are not sure you have enough cash on hand, work with your lender to confirm you will look good to the bank before the bank reviews your application.Your Debt-to-Income RatioAlso on the topic of money: the bank will look at how much money you bring in, and compare that to the amount of debt you currently carry.

If you are not sure you have enough cash on hand, work with your lender to confirm you will look good to the bank before the bank reviews your application.Your Debt-to-Income RatioAlso on the topic of money: the bank will look at how much money you bring in, and compare that to the amount of debt you currently carry.

We will take care of all guest communication, listing details, cleanings, scheduling of repairs, confirming bookings, stocking supplies.

I will confirm with my RE Agent and my attorney to make sure my contract and inspection clause is correct! 

At that age to have such a good reserve of cash it’s great to see.

Almost all of that went towards my down payment and the rest I held for reserves in case something big broke.