Curious to see if it is common for a bank or credit union to provide say 80% LTV for purchase for a commercial property even if the majority, if not all, of the down payment is coming from a Hard Money Lender?

The other is a debt free real estate investor and bohemian hippy like his dad.Rule of life - never major in minors. 

My credit score is 667, with no major issues and my salary is $93600. 

The house had a major drainage problem under the house where water would stand for long periods of time. ( it was not disclosed to me)The house had been in a fire prior to him selling it to me. ( this was not disclosed either)The seller was super willing to finance it to me at a price that was double what it was worth even if it it didn't have the issues.

I have noticed that the majority of investors on the forums seem to be white collar professionals.

Since the vast majority of people on BP have CoC or cap-rate thresholds it will (almost by definition) push them towards older construction.

Hello Mike,I believe the majority of foreclosures are still non-judicial, but we have our fair share of judicial foreclosures as well.

Greetings all- I'm renting properties in an area where there is an increasing number of highly educated immigrants seeking rentals near our major universities.

If you can only cover the down payment I suggest waiting till you can cover all the costs, you don't want to be in a situation when a major repair hits and you have no money 

I don't have any cash to invest with though so thats my major hickup.