My package includes the deed with vendor's lien, promissory note, deed of trust, business purpose affidavit, personal guaranty, lender's instructions, and notices/disclosures. 

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I generally instruct our attorneys to credit bid a property below judgement amount when it is under water to be inline with as-is sales in the area.  

You can easily practice with MLS listings until you understand how to pick a part deals and find the hidden value.

Skip to 20:40 in the video to see what he says about the housing market.The Money Illusion - Hidden Secrets Of Money Episode 7

It probably didn't hurt anything but you may not know for a while.I'd send a letter of documentation with pictures showing the ruts, make written statements that you specifically pointed out the leech field location and instructed the workers to NOT drive over that area and also if you can document who the actual workers were that would be good.

There are some exceptions to the rule for which the FHA will allow a borrower to obtain more than one FHA loan.HUD 4000.1 instructs the lender as follows:“FHA will not insure more than one Property as a Principal Residence for any Borrower, except as noted below.

(Yes, we hate them and they suck...they know it; no need to share).If you don't hear from the PM in 3 days, send the Notice To Quit to the tenant instructing that the utilities are to be paid up-to-date directly to you in order to avoid eviction. 

I’m intrigued by the potential of it being a relatively ‘hidden’ market with good growth outlook... so thought I would ask!

The cost should be clearly defined, and you should never get hit with a hidden fee.