1. research markets that make sense for you (location, seasonality, price point, vacation destinations, etc.)2. research regulations in those markets3. start to analyze deals via tools like: Airdna (includes cleaning fees), awning.com (excludes cleaning fees), enemy method. 

In my experience a home that has knob & tube wiring and cast iron piping are harder to place (as they are higher risk due to the potential for a loss) which may mean excluding certain things. 

That is $160 in late fees.My notice reads as follows...NOTICE TO PAYDate: Monday, December 19, 2005TO:Notice to you and all others in possession of the below premises, that you have hereby violated the conditions or covenants by which you hold possession of the property below:You are to comply on or within (3) THREE days (excluding date of service and legal holidays) of receipt of this notice, pursuant to the applicable law of Colorado.This notice is provided due to non-payment and or other violations of the agreement by which you entered in as follows:Past due Payments in the amount of $ 325.00Late Fees in the amount of $ 50.00Damage Deposit in the amount of $Past Due Lot Rent $Lot Rent Late Fees Due in the amount of $Other Charges $TOTAL AMOUNT DUE $ 375.00 as of Tuesday, December 20, 2005.This amount is increasing by the amount of $10 per day until payment is received by PAR Real Estate, Inc.

CA is a disclosure state so most data is readily available, but I see no logic behind excluding MLS HUD1s, if they'll be favorable to you (just be sure they will be before you push for that)We had completely renovated our house in the year since we bought it and wanted an appraisal about 40% higher than our purchase price...I provided two pages of intricate detail about the improvements, and that seemed to help.  

Here is a summary of my portfolio and our income:Our combined income (excluding rentals): $140k+ (both have great benefits which makes it tough to quit either job)401k & Roth Savings: Approx $395kHSA Account: $44kSavings (personal): $80k (we are not big spenders so this amount increases rather quickly.

Generally no time limit for them to file liens, and these will be excluded from your title policy under the exceptions.

Your situation or scenario certainly does not exclude you from succeeding as an actual RE investor!

We work on BRRRR with 20% margin (excluding selling costs of course) and 1% cash flow, and though getting difficult, is replicable with little perseverance.

However, I was told by a mortgage officer that I can exclude/offset the mortgage payments with the rental incomes from my DTI calculation (forgot what term he used, it has been awhile).What's the best way to finance/buy my next property to live in?

Avoid ANYTHING condo in western Canada (excluding lower mainland) for the next decade.