The goal is to share your life with a romantic partner, not to silo parts of it off, and likely she feels excluded from that part of your life.

Exclude those that you are building to sell... thanks

Changing cars, even if you buy used, means you never get to the ultimate cheap cost of ownership (excluding gas, insurance, etc, which is generally marginal between vehicles as you already noted unless you drive some insane amount per year), which to me is 1-2 cents per mile when sold/crushed/whatever.

Exclusions Because of Prior Conviction In most instances, a record of conviction (as opposed to an arrest) will serve as sufficient evidence to prove that an individual engaged in criminal conduct.29 But housing providers that apply a policy or practice that excludes persons with prior convictions must still be able to prove that such policy or practice is necessary to achieve a substantial, legitimate, nondiscriminatory interest.

I suspect most people are naming their net monthly household income from the rental properties, which excludes their personal home mortgage, car payment, etc.

For instance, here in Colorado a "no guns" sign is entirely unenforceable at the vast majority of places (excluding places like: primary schools, federal buildings, and places with permanent weapons screening stations).  

Excluding crappy 401K expenses it's still a good vehicle for retirement. 

The agencies will exclude the tax liens and civil debt'a if report's don't include a consumers name, address & social and or date of birth.

As far as defining the market as a whole as emerging (rapid growth) that might be a bit of a stretch for most of the rust belt ( excludes the select pockets or emerging senior housing needs ).

If anyone thinks that excluding a criminal history in a background check is a good idea then you are welcome to deal with this clown.