Here's a good article on insurance policies...in some regions where there is a proclivity to certain risks, the coverage may be limited or excluded altogether:  http://homeownersinsuranceguide.flash.org/knowyour...The bottom-line is that one would have to check exclusions in their particular market.  

If both were insured on the same policy, the policy wouldn't cover either of them as most policies exclude liability coverage for those insured under the same policy. 

@Joe Gore If I understand you correctly are you saying to just have the buyer sign the purchase contract and exclude the wholesaler (me) all together from that contract.

So here is the break down of my mailing criteria:With-in city limits35 to 100% equity950 -1800 sqftOwned property 4+ yearsBuilt between 1965-2011Absentee Owner Exclude trustee/corporateSo my total budget to get my marketing off the ground is a mere $200 but I plan on putting in a ton of sweat equity to help make up the lack of capitol.

My Addressable Market (excluding bank owned REO and courthouse acquisitions) was defined roughly as: single family (type & use and land class fields) residential, built before 1978 (year built field), held by owner for 10 years or more (pkg date field) with assessed value under $125K (bldg AV and land AV fields), with out of town owners (owner city field and physical city field).

And it’s pretty obvious from that article that Scott wasn’t intentionally excluding women by his use of the word “guys”.

Significant financial impact is a reason to exclude service animals per HUD regulation. 

Any reference herein to time periods of less than six days shall in the computation thereof, exclude Saturdays, Sundays and legal holidays, and any time period provided for herein which shall end on a Saturday, Sunday or legal holiday shall extend to 5:00 p.m. of the next business day.

So, usually a seller can exclude specific buyers from the agent getting a commission when the seller has come upon that buyer without the property having been listed; the agent did nothing in that case to locate such a buyer.

Combined, I was taking in $1,450 per month in rents less mortgage payments of $245 excluding taxes, insurance, utilities, maintenance and the new gas boiler loan payment.