Hello and Welcome to the forum.All four of your items are interconnected.You must reduce your debt to have a better FICO score so that you can save money to buy a house.

That's what I get for typing faster than I'm thinking.A 1031 exchange defers taxes to a later date (which is good), but the 2 of 5 personal residence exemption eliminates the liability forever (which is better).

I thinkk the suggestion was to eliminate the use of links in signatures because people will register and post once or twice or more just to get people to come and visit their websites. . . .

This agreement sets the maximum mortgage based on debt service coverage, and helps to finalize borrower equity requirements.

We have no debt besides our mortgage.

I find that the people going into forclosure are so far in debt. no one can help.

Financing like this can be possible provided your credit is stellar and the cash inflow of the property can cover the debt payments.

If your client files a ch 13, they would set him up on a repayment program.. if he files the 7, he could wipe out most of the debt free an clear.. however with the new bk laws..

ie:gross rent - taxes - insurance - expenses (attached to logged expenses for month) = net income - [debt service] = monthly cash flow [tie this to annual reports]maybe you use Excel this way, i just didn't catch that in your post.do you still have the same cell phone from 97?!!

Accumulate as much good debt as you possible can.