Just know he did not get out, property manager goes over to change the locks and his girlfriend and child are living there along with one of her girlfriends and child.

Do I need to increase any insurance in case a child gets hurt when in my property?

I actually have an adult child in an apartment with an undisclosed cat so can see it from her end as well. 

Ask anyone who has a 20-something year-old child with a college degree who can't find work in their field of interest and is significantly underemployed.

What do you do in a case like this where the seller vacates, but their adult child refuses to leave, doesn't come to the door or respond to notices to vacate the property, and uses the house as a drug den?

The big box stores selling generic versions of them and while they can be kind of pricy at about $20/each I like that there is no cord so a person or child can't get caught or hurt on one.

Most of the time, my clients opt to create the LLC in the state they are conducting business, but there are sometimes reasons to register in another state.From a tax perspective, you can have the parent LLC as a partnership that wholly owns the child LLCs that actually own the properties.

i'm like a new born to real estate investing.

Type of financing sought: Refinance via conventional loan or LOC.Current or prior ownership of real estate: Currently own my primary home and a commercial property.Occupancy: family member and rental once moved out.Value of property at present and/or your offer price: $310,000After repair value: $310,000Anticipated or actual appraisal issues: no.Current rents per month: $0Fair market rents per month: $1500Down payment or equity: $90k to acquire (cash), then seek to either refi into a conventional loan for $100k or just do a LOC.Source of down payment funds, if applicable: own funds.Income Source: Salaried/hourly W2 and rental income.Monthly debt obligations appearing on credit report, plus (if applicable) personal rent and alimony/child support/etc: $1200FICO: Excellent/good (average around 800)Credit issues: No.

No piece of paper will protect your friend if a child gets hurt.