
1 January 2014 | 10 replies
Some states have ruled they are against public policy and strike them down but many uphold reasonable penalties if they can show a reasonable basis for doing so.

31 December 2013 | 2 replies
If you own a property and you've been there a year as owner occupied you can move out and get a LL policy on that property without concern.

1 January 2014 | 11 replies
The definition of Other non-interest income is:All non interest income of the bank not required to be reported elsewhere, including (but exclusive to):1.Income and fees from the rental of safe deposit boxes;2.Income and fees from the sale of checks, money orders, cashiers' checks, and travelers' checks; 3.Income and fees from the use of the bank's ATMs;4.Income from performing data processing services for others;5.Earnings on or other increases in the value of the cash surrender value of bank-owned life insurance policies;6.Rent and other income from Real Estate Owned.Alas, using the Statistics on Depository Institutions Report page doesn't provide granularity to see just the Rent and other income from Real Estate Owned.

1 January 2014 | 23 replies
It all depends on where you are buying, your risk tolerance, how much leverage you want to use etc.In some areas, $20k, can buy you 40 homes in cash.

3 January 2014 | 15 replies
I personally would start building an overfunded whole life policy that will pay dividends with 4-6% IRR.

7 January 2014 | 14 replies
Depending on the size of the deal, your risk tolerance, and your experience, may be worth it for you to forego an attorney.

3 August 2014 | 14 replies
Physical pain is much more tolerable when you are younger.

3 January 2014 | 14 replies
First, you have no way of knowing this, second, even if you did, you have zero evidence of such, finally, if you decide to include that in your complaint without anything to support it, you could be sued for trying to smear her reputation.As others have stated, leave it alone and go look for a new house.

3 January 2014 | 11 replies
(Where reasonable, the landlord may permit changes only if you agree to restore the property to its original condition when you move.)Refuse to make reasonable accommodations in rules, policies, practices or services if necessary for the disabled person to use the housing.They do not state you are required to take someone as a tenant if they have a disability.

5 January 2014 | 26 replies
One of my new year's resolutions is to try harder to understand that there will be investors (young, old, new, seasoned and all in between) that will do bad things, they will do bad things for a dime or perhaps for no reason at all really.I'm also trying much harder not to use a hammer to swat flies when a bit of fly paper will do.For those who insist on creating notes at 1% or zero interest, just understand that if you don't disclose to some unknowing seller that they will get tagged with imputed tax rates forced upon their note then you just created a potential liability for yourself.If you have a mortgage broker who may be a party to your note, they may provide or write the note, I've written hundreds of them as a broker/servicer.