I like eXp because it allows me flexible to work on my own and provides a bunch of tools I could not afford on my own.

He was flexible and said he would be happy to help us buy for rent or if we are comfortable he could help us with house flipping where once we purchase, he will mobilize his team to reno and quickly put it back in the market for sale. 

Other options are private money, which essentially are super flexible, but again likely a track record deal. best of luck 

I'd recommend a "correspondent" mortgage banker - a direct lender that isn't a bank - as they normally will be more flexible and competitive.  

Roths and their awesome flexibility weren't mentioned at all and they should be #2 behind a matching retirement plan. 

It's even better you are flexible on location. 

Keep in mind, when this market shifts, make sure the business plan has a contingency plan to weather a pull-back i.e. have sufficient reserves, have invested for cashflow, have flexible financing.

I like the 15 year am but I also like the flexibility of 30 year am.

The month to month leases the rent value may be above market as the tenants are given ultimate flexibility with no commitment to the spaces.So what they are valuing the building at for 60% plus current occupancy might not be accurate for your model of putting in long terms leases and filling up the property.So when you offer a price you need to figure in your numbers to get it stabilized and not necessarily current NOI the seller is saying to justify their asking price.Think of an apartment building renter.

eXp and my job give me the flexibility to do both.