@Joseph McElmeelHey JosephThe fha has a lending requirement for fourplexes that could cause you issues and that is the self sufficiency test.

Location is no longer an issue, you may contact them directly. 

It is not illegal to cash a check issued to your name, in the case of the accounting firm.

@Jen BreyslerThis post answers your question if you scroll down through comments to my reply:https://www.biggerpockets.com/forums/51-tax-legal-issues-con...

For example, a quiet neighborhood that used to be a busy factory area might have hidden issues, like pollution.

It is my firm belief that money will not be an issue if the deal is right.

The ac install is a one time issue but the lawnmower is long term.  

Taking out a loan for EMD would make it way, way too tempting to look past issues in DD and close no matter what.I'd also be concerned about the ability to close in general if cash is too tight to fund even the EMD.

So it’s been a roller coaster of emotions.

I have a tenant that filed bankruptcy a few years ago due to a divorce and major medical issues.