I LOVE real estate and I'm really excited and don't want to make a stupid move just to get in the game.

I'm just curious what various lenders would be looking for in compensation and structure of this deal:Purchase Price: $25,000Rehab/Holding/selling costs: $30,000ARV/Sale Price:  $85,00090 days for purchase/rehab/sale**My questions below are coming from the scope of my view that a HML being a formal institution/group with a bunch of standard terms, processes, etc... and a Private Lender being someone with money, willing to loan it short term, without all kind of formalities(if that makes any sense)So in a HML world, 65% of ARV would be right at $55,000... does anyone does this deal without requiring rehabber to have skin in the game? 

I'm looking to buy my first property (multifamily), and i'm talking with a loan officer from Caliber Home Loans who seems really knowledgeable and on his game, however the company itself has iffy reviews online. 

Seems like being a good agent is really a relationships game and it might take a while to build up that base. 

Universities are going to make money, your best bet is to play the game with them and sometimes you can't b/c they simply control the market too much.

Typically the high LTV HELOC and HEL only apply to owner occupied since you have more skin in the game to pay it back. 

He also owned a floor covering business doing custom tile and wood work all while managing his properties for 50 years.

Welcome to the Real Estate game :) What part of Orlando do you live?

Most lenders cap out the amount allowed on a sellers second. for example if the lender is giving you 75% LTV on the purchase they may allow an additional 5% on a sellers second leaving you still stuck with the 20% Have to have some skin in the game

Why do so many investors consider landlords to be a special sector of the business community required to place our customers personal life situations ahead of business concerns.