Soon she'll be another statistic in a cycle that clearly is not so virtuous.

Your friend could be a independent contractor or employee depending on the circumstances.

Well, you made the FIRST mistake by not hiring somebody who is supposed to be an independent AND insured AND licensed contractor.

In conventional financing, these underwriting issues are statistically managed and considered by the ratio analysis in line with the down payment, not only does it indicate the loan risk, on the flip side it shows the ability of the borrower to pay as agreed and succeed.

Of the $60,000, since profits can fluctuate from month to month, I can guaranty a minimum of $3,000 per month.I would also like to structure this as an independent contractor thing.

While you have always been responsible to pay your medicare/social security tax on earnings, many evade the tax as independent contractor types if it's not taken out of a check, so that's nothing new.

But, it seems your best two options are:- Enter into an Independent Contractors relationship with the bird-dog and pay him a commission that is 1099'ed at the end of the year;- Create a business entity and hire the bird-dog as an employee.

HUD doesn't provide statistics anymore.

I'm not sure but you could probably google short sale statistics stay positive and learn as much as you can about short sale this is a very good site to learn from

I don't like the gov-mint goofing with healthcare at all...despite your baseless liberal labels that you love to throw around.I do know something about statistics though.