For example, where I am garbage is often charged by the municipality as a separate flat fee.

what other story or scenario can make it where I cant use all combined losses? 

Where are you in Chicago?

CFDs where I am aren't foreclose-able unless you were to turn the failure to perform on the agreement into a judgment.

So only viable options is Hard-$ where they charge very big rates and fee's, to make taking on the very big risk worth there while. 

And where can I go to find someone that would be willing to JV?

Where about on the Central Coast are you?

[Source: Freddie Mac]Where Will the Market Go for the Remainder of the Year?

They then issued a special assessment where each owner got charged a percentage of the total bill that included the expensive sewer line replacement, but our portion was less than we would have paid to fix our own unit, so we were fine with that.

Weirdly, California wasn't one of those states, and that's where I focused.