What kind of heating usually you guys provide the tenant .Also septic tank seems common , so when buying a place are you guy doing a separate inspection of that or that is covered by city/County

It's normally good practice to manage your rental property finances separate from your personal finances, so that's how I'd approach it.

You will get a mix of opinions but I would set up a separate account.  

My biggest issue is having utilities be separated and of course mail and other things.

Additionally, being able to detail out each unit of the rentals (ours are MF) and even attach leases and other documents is key.Lastly, is you take your time to split up the closing cost wire transfer in the system, you can keep the closing costs separate (Capital) separate from other transfers (Escrow, rent, etc.) and therefore keep your cashflow reporting accurate. 

From there we went back and secured the arbitrage tri-plex with owner-financing and actually split the downstairs 2/2 into separate 1/1 units to add another 30k in revenue, and then in November we bought another quadplex that I’m turbo-excited about.

I don't see why it separates the P&I for the initial mortgage and then the refinance under the refinance tab.

House is a 3 bed 1 bath 2200 sq/ft with a separate mother in law quarters w/ it’s on bathroom and kitchen.

Do you have a separate W2 job or other type of employment?

Purchase price: $280,000 Cash invested: $14,000 Rental home with 2 renters but I bought it because it has a double lot that I will divide and sell separately for $100,000.