The court has officially ruled on this house that the bank can not collect on the old loan.

Selling this property would be step one in my official investing journey.

Most of the processes I work through deal with Microsoft Excel, which I would almost consider a second language for me. 

The language cannot be discriminatory. http://www.rhlaw.com/blog/freedom-to-choose-your-roommate/

Hello, my name is Gheriane (Jerry-Anne) and I’m officially starting the take action part of this real estate journey.

Some language in our particular HELOC says:"We can terminate your account, require you to pay us the entire outstanding balance in one payment, and charge you certain fees if: (1) you engage in fraud or material misrepresentation, by your actions or failure to act, in connection with any phase of your line of credit (2) you do not meet hte repayment terms.'

Nicho check out this article which also spells it out pretty clearly in layman's language. https://blog.nolo.com/bankruptcy/2014/05/21/maryland-banks-have-3-years-to-sue-foreclosed-homeowners-not-12/   Then just ask your attorney about the statute of limitations. 

I just became a pro member, and have been learning, attending webinars, reading book after book, and subscribing to real estate podcasts for about a year and a half now.I am looking to complete an acquisition on my first official rental property by the end of next month.

Would that count as official if something happens to him financially?

But the judge said language and ethnic origin are connected so he lost.