He is very knowledgeable, provides excellent service, and was always a quick call or email away.

Are you sure she doesn't work for an "apartment finder" service? 

Hi Donald, the only difference that we see nowadays for Foreign Nationals in a 30-year, fixed-rate Debt-Service Coverage Ratio Loan (DSCR) is a slight decrease in the Loan-to-Value (LTV) ratio; there is no penalty on rates or points.Additionally, if your wife is a US Citizen, there shouldn't be a decrease to the maximum LTV, either.

Most work this way Rates: 9% to 13% (Most Deals are 11-12%)Terms: up to 36 Months (Most Deals are 6-12 months)Fees: 2-4 points(%) of loan amount paid at closing (Most Deals are 3 points(%))Minimum Loan Amount: $50,000 (For loans less than $250,000 $2,500 minimum fee)Max Loan: 65%-70% of After Repair Value(ARV)100% Rehab Financing Available (Require 20% of purchase price down payment or cross-collateral)Closing Timeframe: 48 Hours - 3 Weeks (Most Deals are 2 Weeks)NO PRIMARY RESIDENCES, NON-OWNER OCCUPIED ONLY, BUSINESS AND COMMERCIAL USE ONLY.

I'm wondering if there is any service that already has that data stored?

You would still have to send a notice of non-renewal

If it is your primary residence, you (and your partner if you have one ) are the only one servicing the debt.

Time would be the biggest variable.Assuming the same repeatable services will have to be provided for STR & MTR, that are not provided for LTR, the costs may not be that different.Taking care of lawns, monitoring & paying utilities, taking calls, etc.Some services will be the same, but vary in frequency: cleanings, resupplying amenities, responding to inquiries, bookings, granting access, etc.

I am aware SBA loans are not as easily found so hopefully there's someone on here that do provide SBA financing services.

Hello, I'm trying to calclulate the Debt Service Coverage Ratio.