If you are self-employed, there are specific loan programs designed for self-employed persons as opposed to conventional W-2 financing. 

How long will he be employed if he is on podcasts presenting data about how much Airbnb is hurting communities and the housing market.That being said, I think Airbnb, like corporate landlords, are easy targets to blame, even though they certainly add to the problem, but are not the problem.  

Your non-passive income is subject to Self Employment (SE) tax and passive income is not.

I'd also love to hear about your journey in real estate and how you got started.To be clear, I’m not seeking funding, employment, or any commitments from you.

@Jennifer TaylorYou can create a new LLC, a new IRS Employer Identification Number and open a new bank account just for the cottage.

@Brent CoombsThe issue I have is that when people keep saying they’re going to employ the strategy or show any interest you keep jumping in and saying “why would you get out of your low interest mortgage?”  

And, residents need employment; otherwise, units are full but some can't pay.In many markets, there's a pretty large jump from C to D class...and in most markets, D class takes very hands on, local management.

Conversely, someone with a smaller portfolio might have a WIDE variety of experiences and expertise in a lot of areas because they are hands-on in all aspects of investing and could give you guidance you can employ in ways that suit you best.

Out of curiosity apprx what percentage of loans are issued to w2 employees vs self employed/small biz owners?

That's likely to lead to them referring you to a potential employer.