For the most part, due to interest rates, breaking the 1% cap rate still won't provide positive return after expenses.

Especially in today's high interest rate environment, a low income buyer is usually going to be better off renting than buying.

The reason I post this here is because I got totally different answers from two CPAsHere is the story:I bought the house as investment property and run it as STR for the last two years.

If so- what would you rate your work effort (not afraid of work), and the time to close a first deal?

I wholesale houses and there's not enough time in the day, let alone us trying to sell people a program.

DSCR recently came popular in the loan brokerage and private credit space with the rise of STRs and MTRs.Your local bank lenders will have the best rates typically.  

Cash out: $55,000All money out plus roughly $3,500 in pocket.... principal and interest $767/monthCash flow estimated at roughly: $200/monthMy plan would be to refi around year 4 or so before the adjustable rate kicks in.

While I know Brandon and his team has experience, the going in cap rate is very low for MHP (I was told mid single digit).

Many have pulled out of insuring multifamily properties or only cover up to 4-unit buildings.While Allstate doesn’t have a unit cap, they do cap total coverage at $750K on a landlord policy—which is why I’m exploring options for supplemental coverage.The carrier raised my rate by ~86% on all three properties under this policy.

It's probably going to mean paying points at closing, a high rate, and a serious pre-payment penalty (like 5 years).