Alternatively, and again this may not be worth the effort, in all Sub docs, there is likely a formal notice address.  

Alternatively, some insurers will use the term Loss Payee.

Some areas may have restrictions that could complicate things, particularly around who can provide alcohol and to whom.If wine isn't an option, you could consider alternatives that are still local and personal, like a handcrafted bottle of olive oil from a local farm or even a basket of locally sourced snacks.

Another alternative is to buy another house hack type property, but instead of renting rooms, why don't you purchase a 2-4 unit property or a house with carriage house, that way, you can still invest and it isn't as risking or requiring external capital partners besides finding a lender. 

Alternatively, forming a new LLC in Kentucky can simplify state-specific compliance and might offer better legal protection for the property.

Tenanted properties are extremely challenging to sell and the recent change in notice period has made that worse in BC.You are in a tough spot either way, only you know your financial situation and your numbers.Even after renting it'll not cover even the mortgage interest, let alone other costs.Another alternative is to never sell and keep drawing some cash out of it by refinancing when the interest rate hits a low.

The last time I did an insurance MTR it involved my work truck, an alternating current generator, 150 feet of extension cord, a sawzall, an appliance dolly, my 14 foot trailer, a house with fire damage and a $3000 Samsung French door fridge.Don't expect to make any money without doing any work.

So having "voted for this" seems like a weak argument when there's no alternative.And if you want to say third parties are an alternative, with basic game theory you can see that in a first past the post voting system, they are not. 

Most investors  who pursue alternative lenders aren't able secure bank financing because they  lack the creditworthiness, experience or the deal doesn't pencil.

Also your capital gain is lowered the more you bonus.If you are going to accelerate you need to really consider how much personal property there, how long you're going to hold it, any offsets available, alternative transaction structures like installment sales or even delaying it a year.Publication 5653 (6-2022) (irs.gov)It lists four more including the ones below.The detailed engineering cost estimate approach (or detailed estimate approach) is similar to the detailed cost approach.