Good luck to all of us = )   Actually I'm a partner with 2 other seasoned note investors and we have our own Reg D equity fund that buys 1st position NPLs and RPLs with a preferred return and profit split to our investors.

@Justin Woods In order to utilize a cost segregation study, the property must be an investment property and placed in service.

However, in Fayetteville, AR (where I moved), the "leasing season" is in the summer.

Even my seasoned and great landlords are going to have major issues with this.

Investors are almost always the biggest challenge for any group, new or seasoned, but especially newer investors.  

Cash out refinances have a longer seasoning period for most lenders as well! 

The overall inventory is higher due to the season.

At the same time, I prefer to minimize liability, though I’m not a seasoned investor.Is this one of those calculated risks that investors eventually become comfortable with, or should I prioritize limiting liability from the outset?

BiggerPockets is full of resources designed to help you along your journey, whether you are just getting started or a seasoned investor.

You’ll be in a better selling season and you’ll have a better idea of where interest rates will be at the end of 2025.