A tenant of ours put down "sandwich artist".... which is the actual job title that Subway gives to their sandwich making employees. :-)

so i would be in and out of the dealand then a sandwich lease where the tenant pays a little bit extra to pay for their down payment.what else?

This sandwich lease option sounds a lot better when the gurus talk about it, doesn't it?

Our menu features center-cut steaks, wood-grilled flatbreads and artisan salads and sandwiches, along with an interesting, everyday wine and cocktail selection.

I then owe him the $95K when I refi in three years and hopefully it has appreciated enough though I'm not worried about that.Option 2 - I do a "Sandwich Lease" or a "Master Lease" (I'm not sure of the correct terminology here) and I pay him monthly what his current cash flow is.

William there are two ways you can help this seller using leases and optionsYou have to ask yourself whether not the property is going to appreciate overtimeIf you feel it's not going to appreciate, you need to get a price below the market today on your option with the seller,  if you going to do a sandwich lease option and stay in the middleIf you going to do a lease option assignment where you lease with an option from the seller and assign thevdeal to a buyer for fee, it  doesn't matter what the price is as long as the price is today's value or lessWhen I talk to sellers I don't talk about lease is an option, I first go through three columns landscape in a yellow legal pad,  and show them the basics of the choices: 1) sell with an agent and pay the customary costs include sellers concessions, agents commissions, closing costs, vacant house holding costs, etc.The first column it's important to go through an example of their house value; what ever  the fair market value is, do that exercise so that the seller truly understands he's going to net a lot less money selling agent than ur solution2) Second solution entails leasing out with the property manager, and you go through the cost to lease it out and also the cost to repair and sometimes property managers tack on other costs like padding maintenance costsThen I talk about the risks involved with leasing it to an unproven tenant, and then having to evict the tenant, lost rent for 6 to 8 weeks, clean the house, remarket and screen the new tenant, etc.Before I go through my solution, I say a "what if statement" that is something like this:Before I say the "what if statement" it's important you understand that I am using "negative phrasing" here, and ""appeal to a higher authority" which works a lot in terms deals like lease options, sub 2, and wrap purchasesHere goes.."

My broker still wanted their agents to have no part in assigning contracts and the such.So I gotta know, Why are most brokers against their agents wholesaling and performing sandwich lease options?

I also do sandwich deals and manage the property during the lease term, and then get paid on the back end when helping with the closing.I broker the deal with my firm and do the property management on my own.  

A sandwich lease/option with possible HOA objections/complications seems unnecessarily complex.

Are you trying to do a sandwich lease option?