If anyone has expertise in this area or can provide guidance, I’d greatly appreciate it.

This deal exemplifies our expertise in swift property transactions, providing solid returns through strategic investments.

Other thoughts:Since you’re already a licensed Realtor and MLO, you’re likely aware of how important local expertise is.

You could bring in your expertise while they provide the funds.Seller Financing: Depending on the seller’s situation, they may be willing to finance part of the purchase, which can ease the burden of upfront costs.Private Investors: If you have a good network, you might find individuals who are interested in investing in your project.

Most people don't, that is not my expertise, I count on my broker to be the expert and to give me what I need that is reasonable.  

With your boyfriend working for a builder/investor, you might have access to some insider opportunities.Working with your boyfriend’s expertise and connections is a huge advantage, especially for managing upgrades and potentially cutting costs on labor or materials.The $45K Home: Keeping the inherited property with the $45k balance as-is until Year 3 is a wise decision.

That typically happens when the agent gets a lead that's either outside his area of expertise or outside of his geographical coverage area.A mortgage broker can only pay you a referral fee is you sent him a real estate buyer or seller and that mortgage broker, working under his real estate (not mortgage) license completes a purchase or sale with that client. 

For this topic it is outside of my realm of expertise.

I'm looking for savvy friends and I'm sure I can also give you tips about stuff in my domain of expertise.

@Rafael RamosStarting a multifamily property investment in Florida can be rewarding, with both in-state and out-of-state approaches offering pros and cons.