I've found an off-market property that would require $175k purchase, $35k down, $20k in repairs, with a conservative ARV of $235k. 

If the lienor failed to follow the statutory requirements to perfect the lien, the title insurer will probably advise the management company of the problem and request they record a release. 

Creative financing: Explore seller financing or subject-to deals for your next property, which often require less upfront cash and bypass traditional lending limits.You’re on the right track thinking long-term—house hacking and leveraging your duplex are great moves.

If you buy an investment property with your IRA, most require a non-recourse loan.

I actually like them because the homeowners' association (HOA) usually covers most of the insurance, and there is very little maintenance required.

Conventional loans will require 12 months seasoning for cash out and are usually capped at 75% LTV 2.

As investors we want to maximize revenue but to your point that still requires applying common sense and basic ethical principles.

You aren't required to offer a loan mod prior to foreclosure.

My latest blog - linked here  "UNDERSTANDING FLORIDA'S EVICTION PROCESS AND LAWS"  provides a comprehensive guide to understanding the legal requirements, timelines, and steps involved with Evictions in Florida.

Being in NY maybe something to do with physical document transportation?