Prioritize tackling critical issues and beefing up security to keep your property safe and sound.

The ceiling can be durock or greenboard, never regular drywall. 

The loan has a MUCH higher risk for the lender because it isn't secured by real estate.

I did the right thing by asking for the security deposit and first month of rent before handing the keys.For the next two months, she has been a nightmare.

Sunnyvale in Bay Area for example, places a owner occupied deed restriction when approving JADU permit (not for regular ADU though).“ Owner Occupancy Required/Deed Restriction (JADU Only): The property owner must live in either the JADU or the primary dwelling.

Having people who know the market and can help you manage the project or property is crucial to project success, especially if you can't be there regularly to handle things that will come up.

If you were to say to them, for example, "I see you have a baby coming, so I'm not going to renew your lease since you are regularly late paying now

I guess that's part of my question, if you could have the security deposit cover that and people's experiences so I could better prepare myself. 

i am not looking to be spending my days on the lake, I am looking to replace my day job income, and growing my portfolio.... but it is important to cover my costs first, which not 20k/mo but, that is what i'm accustomed to regularly (or more). 

Ask for higher security in person have them back out on their own if they still want the place you will be safer with more security