You purchased six properties, and we have to assume, based on your post, that you purchased and renovated them for below a current market value. 

Department of Housing and Urban Development (HUD) and Bankrate, the big perks of an FHA home loan are:Lower Down Payments: They typically require a smaller down payment than conventional loans, sometimes as low as 3.5% of the home’s purchase price.Lower Credit Score Requirements: They’re designed to help buyers with credit scores that might not qualify for conventional financing.

The property is being purchased at 103 with an ARV of 375.

As long as you purchase at least as much as your net sale. 

I worked with a travel nurse who does shift work and 5 lenders said that they couldn’t finance her primary residence purchase and I ended up making it happen for her. 

Hence, to reiterate the reason for adequate research before purchasing a property. 

I met with Wicked Smart today and was told they help you set up a lead sourcing system, help you structure creative financing - which is essentially lease option/purchase, subject to and owner financing....all strategies I am interested in learning more about.

@Chase Calhoun mainly we work with local builders but we have also purchased from the regional builders as well.

Hi all,I am a young newbie investor looking to make my first real estate purchase in 2025.

That should be your focus, not how to purchase the land.