They are great as appreciation plays but that's not what most investors are looking for.C/C+ is where you're going to cash flow...

Read a few books on real estate investing to learn the power of leverage.

Quote from @Anthony Sigala: Quote from @Jaycee Greene: Quote from @Anthony Sigala: I am seeking a loan on a LTR that has a rent to value of 1.3% with the potential of 2%. 30 year amortization or interest only.

But in general, your biggest risks are not necessarily what's the maximum rent you can get, but can you find a reliable tenant that will always pay and pay on-time.

If you have extra cash at the end of the month, then do double up payments on the mortgages so the principle is reduced and this will increase your heloc room.

I have been househacking on and off for about 4 years.

Instead, focus on improving your marketing and responsiveness.

I recommend you decide, take action, and move on. 

. - I completely agree with Ken on this. 

How about the simple obvious that the inputs to deliver the service/product have a base-line and market prices have, OBVIOUSLY, been at about as lean of operating profit margins as can be.