Hi Duarte,What makes DSCR loan fascinating is that it does not verify personal income.

I haven't personally dealt with any crazy insurance premiums such as the ones people have been advertising in like Tampa, FL.

We've not met in person yet, but know each other.

I personally leverage, but have a large rainy day fund. 

A more realistic expectation is 24 hours which will ensure we can arrange any repairs or corrections with a team, handle it in person, etc. be curious how this plays out as I worked for local developer for a while and developed several properties in Alexandria (Specifically old town) and while the city is challenging like any city - they were mostly realistic.

I would network in person or in FB groups. 2-3 months to close is crazy.

Fast forward 2 years his landlord mentioned in passing he might sell the property; I was the first person on his mind.

I’m not a former IRS person.

I do not personally use him based soley on the fact that the firm is virtual.

I personally think it is best to work with local professionals with a good track record.