It also depends on the kind of financing you have that will determine what may be a potential deal breaker, ie: if  you have an FHA loan and the house inspection comes back with multiple areas of chipping paint and the seller doesn't want to fix the issues.

Maybe take some chips and develop relationships w/other folks that are experts and let them make you money for awhile in other markets / niches and strategies.  

So, Rancho Cordova, Carmichael, Citrus Heights, Fair Oaks, West Sac, and all the other cities and unincorporated areas of the county would be unaffected.This seems like it would make a crazy distortion in the rent marketplace with only part of the region having rent control.

Lead paint or any paint chips etc also. 

-do you keep a little stash of pine or oak pieces?

@Kat Malkowski I am looking in the entire Chicagoland area, but primarily focused on the southwest suburbs (Oak Park west to Wheaton, and Oak Park south to Mokena). 

If you're still looking, Bank of Oak Ridge in Greensboro.

If there is a steady appreciation as planned, then I can sell for a solid profit margin after some appreciation and chipping away at the principle with my option payments.

Aaron McCarty if you look at the formulas/metrics in isolation then the numbers don’t mean much.The formulas/numbers is all relative, especially as everyone/business has different goals and risk tolerance.Compare the results to the alternative, example: compare the historical stock market return on blue chips to an A class area.

As painful as it is to cover up oak with paint, i’d probably do that before I tore it out and used mdf mouldings.