@Patrick Roberts thank you for the detailed explanation, now it makes total sense.

She then submitted another check with a numerical value of $1,200 and a written value of twelve thousand.

They just have to say that you broke the law, and no explanation is really needed.

It has a bunch of features to organize your leads into different categories, and add numerous notes to each lead/contact.

Simplified explanation but that's the reason it can appraise higher.

I was under the impression that you could only use this once (Second home Loan) with a conventional lender and anything after your principal residence and second home loans it will have to be an investment loan with a minimum 20% down.I'm interested to hear more about this please Makes sense, so if you purchased a vacation property in different markets more than 65 miles from your principal residence than you can do it numerous times at 10% as long as you're not purchasing in the same market. 

I foresee continued growth in these markets, presenting numerous investment opportunities for savvy investors.Should you have any inquiries regarding these markets or require assistance, I'm always available to offer guidance.

The good news is he had a very solid explanation for why this was all happening which is what got him over the hurdle.As you mentioned this is lender specific but 620 is the minimum FICO score required. 

But each succesive year since the early 2000s have seen numerous rulings around the periphery of this issue, especially with trusts and similar entity law. 

Here's a first...Throughout the year's I've ran numbers on numerous properties, single-family and multi-family.