If the costs for home buying goes up for first time home buyers then the results will probably be that less starter homes will be moving in the market unless non profits and the sort step up.

This is one way to manage costs risk.The ways to own the property besides FHA & conventional loans is with private loans, investor DSCR loans (non owner occupied); seller financing, lease options, partnering with others to take the property down..... 

Most places in SWFL already come furnished (even non rental properties) so it was already set to go.3.  

@Vinny Muli - it is VERY hard but not impossible to get an equity line of credit on a non owner occupied property. 

Organizational Delays: Section 8 offices are often overworked and understaffed, leading to slow processing times for new tenants, delayed rent increase approvals, and poor responsiveness.Benefits of Section 8:1.Long-Term Tenants: When you get a good tenant, they usually stay for a long time because of the tedious process required to qualify for Section 8 housing.2.Consistent Income: If Section 8 covers most or all of the rent, you typically receive reliable monthly payments, reducing the risk of non-payment (as long as there isn’t a large tenant portion).3.Lower Barrier to Entry: Because properties in these areas are often more affordable, it’s a good way for new investors to break into real estate without needing a large amount of capital.Overall, I’ve seen the good and the bad of this strategy.

You're likely looking at a 25% down loan for a non-owner occupied. 

Our pet deposit is non-refundable which is what I generally would recommend (assuming your state and local laws allow that).

I, like Jarrett, work a non traditional schedule.

If you need 10 minimum and have to hold those non-paying tenants until you get 10, what does that cost you in your financial model?

I left that job to join Roche Tissue Diagnostics where I repair medical instrumentation across the Midwest.