We manage multiple MTR units in the Indianapolis area.

Keep us updated on what your lender says, and I’d be curious to hear if anyone else has pulled off multiple VA loans in a year successfully! 

Have you considered diversifying into multiple smaller properties or going all-in on one larger property?

Cost of construction keeps going up so you need to spread out the cost over multiple units.

Given they are going to damage the walls while moving anyway it eliminates their need to touch up the halls and I can usually schedule to have one painter knock out multiple units in a day but even if its a one off sale, it comes across as good service for a small amount of money.In a storage area within the house or garage I will leave an unopened box of each tile, and flooring used in the house along with unopened 1 gallon buckets of the wall and semi gloss paints and one of each door hardware (kitchen and interior doorway.

If it is multiple units but all the rents are different amounts then it will be easier to track.

- regional / drivable destination (I've personally rented out a bunch of Airbnbs here)- already established STR laws (while very strict, they have shown to grandfather in permits and haven't proposed a flat out ban that would also retroactively take away permits)- Fredericksburg also fights new hotels just as hard as STRs.

@Thomas Polise has multiple STRs there, including one that is a four-plex in the middle of town.

Down payment of $13K including reserves sounds pretty low to me . ( Based on Maryland ) When you think about reserves - do you consider it a multiple of the monthly rent?

One of the features I like from Pipedrive is that you can add multiple properties to an individual.