Unfortunately there are a ton of asset protection services relying on scare tactic messaging through  social media and the internet which ultimately infiltrates real estate forums such as this leading to confusion and anxiety amongst new investors  and finally the upsell of services that are unnecessary.

Have them add you as an "authorized user" to their credit card account, then lock it away.

For MTRs, the end user is the resident staying in a unit, and serving them is the main purpose of the MTR business.

The legal structures they set up for me were confusing until they sent me a block diagram showing how everything works at which point it became very clear.Only thing I wish they had was a "users manual" that explains what to do at each stage of the process; that would have been simpler than all the emails I sent which they happily answered.Overall it was a very positive experience and the peace of mind it brings is well worth the money.

Any experienced Lodgify users out there who can explain how the heck I can set up a new team member's account to allow them to monitor my guest inbox and reply to guests? 

There are people on the Internet who teach this skill for price- I don't have a direct recommendation, but they're out there.

Time and time again, these free ones becomes "we have too many users now and our server can't handle it so we are charging for these features that you used to use" example is Stessa.

Emotional support pets are pets- people print up paperwork from the internet so their landlord will allow them to have a pet- they expect their untrained pet to be treated as a service animal, which is a slap in the face to those hard working, trained animals and to the people who train them.

Check out FilePlace, where user-created forms are available for free.

These transactions don't included additional expenses the business incurs like meals, travel, dues, subscriptions, marketing, accounting, licenses, phone, internet, etc.