The mortgage was also raised due to insurance issues to about $1,950… so I am not making much cash flow, more like a cash trickle.

It will also insure that you are able to find the right submarkets in thew area that you are looking. 

Your insurance may also not cover you or your tenants. 

I do plumbing inspections on the way in, along with full home inspections, and sometimes we do a pre-sale home inspection on the way out before the sale and we offer that as part of the listing package.

Check w/ the City / County to see what the permitting process is, and what if anything you would have to do regarding plumbing / electrical.

Plumbing: The plumber spent hours cleaning out “flushable wipes” from the pipes.

I handle hundreds of insurance claims, resident compensation, crime, and pricing… so I am very familiar with the system and reasons behind policies. 

They have their own insurance.

We have a clause in our lease that plumbing clogs not caused by mechanical/material defects in the plumbing will be charged to the tenant, and if your lease doesn't have similar I would recommend such a clause.

While the home needs to be paid for prior to delivery in many cases, the transport companies carry the insurance from the factory to the site.