It usually happens only when the buyer or seller call the bank and ask the bank for their blessings, Not a smart thing to do IMHO and it's unnecessary to contact the bank. 

Once they get 1% of landlords revenue I could see it going up to 2% ,3% in the next years .On the related note San Francisco is also proposing an additional tax on businesses for the homeless . https://www.cnbc.com/2018/07/17/san-francisco-to-consider-tax-on-companies-to-help-homeless.html——OAKLAND — As the Bay Area struggles with an alarming homelessness crisis, voters may soon decide whether to force Oakland’s biggest landlords to pay up to help house the city’s most vulnerable residents.Oakland Councilwoman Rebecca Kaplan wants to impose an extra 1 percent annual tax on rental revenue that exceeds $200,000, and use that money to fund homeless shelters, help homeless residents secure permanent housing and clean up the sprawling encampments that line many of the city’s sidewalks.The city needs more money to tackle the problem, and collecting it from Oakland’s biggest-earning landlords makes sense, Kaplan said.

Title companies will tack on some unnecessary fees here and there, mainly in endorsements that you don’t need.

The limits to the investor are self-imposed...not in the Act.

I know maintaining 800+ is unrealistic and probably unnecessary in the investing arena. 

An ADA lawsuit from a patron is an unnecessary burden if you can avoid it.

There may be transfer tax that State imposes but most of the state waive transfer tax to Single Member LLC. 

This is unnecessary because whatever all parties agree to can be agreed to, duh. 

So if you think about it, overall, it's totally unnecessary make work all around, for you and the tenant, a total PITA.

Aside from boosting my credit score and bulking my savings -- both of which take time -- I am not sure what other options are available to finance my first purchase before my self-imposed deadline of September 1.