Have done lots of reading of online material, books, etc. and simply need some human contact. 

Owner occupant restrictions are sometimes placed on subsidized housing such as Habitat for Humanity homes and some foreclosed homes sold by HUD. 

Because we do it this way, we can sell the properties for a little over market value, we don’t have to pay realtor fees, we don’t have to pay concessions, and the tenant pays down our mortgage for a few years which increases the margin, and then we cash out.as long as the lessor buys it that's true.. my experience with lease options is less than 50% of them will actually execute.. many will just up and move and some you will evict and some you will pull through the knot hole.. just human nature really. 

So here I am, Young master of the universe writing a post on BP.And it goes a little something like this:https://www.biggerpockets.com/forums/12/topics/315...Well my little puny humans, I got laughed at, got insulted (in pvt message), got called names...BlahBlahhhhBlahhhhhhBLAAAHHHHHHLook , I know you all are trying to help.. well some just want to come over as smart...And this is  a really important lesson.

You can not program a computer to decipher human judgements such as appeal, quality and physical condition.

So I started volunteering at Habitat for Humanity to help build homes on my time off.

So I started volunteering at Habitat for Humanity to help build homes on my time off.

I suggest avoiding paying rent as much as humanly possible and just look for that duplex.Best of luck!

.- Any expense on line 14 "repairs" can only be added back with a bunch of supporting documentation matching exactly & based on a human underwriter's judgement call on the "one time" nature of it (and how that underwriter's mood is on that given day) on a one-off basis.

When you get a human to talk with at either auction.com or TenX, dont take the note that a legal will get in touch with you, instead keep talking till they can either give a manager's or legal departments contact # to talk to, OR ask them what your other options are.