Second is that they can re-use that application for 30 days to submit to other landlords on zillow at no cost.

Networking with luxury RE brokerages will probably fast track you as well. 

One thing to remember when you are getting into RE investing is to have your team of people or as Brandon Turner from the Bigger Pockets Podcast calls it your CORE 41.

With 4 properties in different location, you have 4 time more chance of RE appreciation.To maximize returns, leverage tax benefits like depreciation, mortgage interest deductions, or cost segregation while considering your ability to handle management demands and market fluctuations.

Now, you don't dare take a chance on someone that shows any sign of being a risk.You've been sold down the river by politicians whose only desire is be re-elected. 

After 16 years in my career (RE broker) and 13 years as an investor, I'm at the equity growth stage as well. 

Do I need to re-structure?

2 - What RE Market data3 - What Demographics4 - This is an after purchase, not a before purchase item.

Fairfax county helpdesk seems to suggest that I can only do it via a RE lawyer.

We have checked- and re-checked the loan docs.Long story short - we lost the deal.