The population continues to rise, increasing the demand for housing.

You could consider the areas in the city with the highest value increases.

As they see their money is safe and you're succeeding with your plans, they'll usually ask to increase the amount of money they loan to you.

While less than 10% of the mortgage industry offers 40-year mortgages, here's something to factor in: they often come in with a rate increase of 20-35 bps.Assume 35 bps.$300k mortgage at 7.25% (30-year): $2,046$300k mortgage at 7.6% (40-year): $1,996Technically, it lowers the monthly, but not by much once factoring in the rate adjustment.

Increase income, decrease DTI, and buy a home (i.e., get a higher paying job, work two jobs, go to trade school, get a higher paying degree, live in affordable area, etc...these are things that most of us did).

I like the cash flow and see the potential for increasing rents, but I’m hesitant about overpaying.

If you spend time learning how to manage well, your income will increase, you'll save time, and you'll maintain your sanity with the courage to expand.

More eyeballs mean greater viewership, improved SEO, and increased revenue.

Borrower has the 3% loan in place for the duration, and 14% investor can be paid off with increased rent in say 18 months.  

Rents have increased significantly but so have housing prices.