If you're considering a mentor I would try to not think about how much money they charge, do pros and cons of a few that you like (excluding $ amount), pick your favorite based on the value they bring, then factor in the money.

I deal with more protection for my business since I'm a contractor but this seems a bit overkill.Carrier: ScottsdaleSix-Month Premium: $1179.5625% minimum earned premiumCoverages & Limits:Commercial Property: $125,000 Building Limit – Special Form excluding theft; $2,500 deductible; Replacement Cost Coverage; 80% CoinsuranceCommercial General Liability:$1,000,000 each occurrence; $2,000,000 aggregate limitProducts-Completed Operations Excluded; Designated Premises/Project Limitation included.Conditions: All subs must carry equal or greater limits of liability naming insured as Additional Insured, hold harmless contract in favor of insured, with Certificates of Insurance.Thank you in advance for your consideration.

I understand that I have to crunch the numbers to make sure they work for when I rent out the property (most homes in my area rent for around 550-700 excluding electric and gas) .

Great write up but you should have tried making it to the 2 year mark to exclude some gain!!  

If trying to connect with cash buyers from a list, should I exclude trusts and owner occupied?

That's the "if you've lived in it for two of the last five years you can exclude $250K (single) or $500K (married filing joint) from capital gains tax" rule. 

But there is a limit to how much you can exclude from ordinary income.

Excluding land.

Don't exclude anyone, as everyone knows someone, who knows someone.

Most real estate contracts specifically exclude personal property.