I've been trying to use this formula but lost some excellent deals. 

@Jack LeeTo improve deal analysis skills, use BiggerPockets Calculators, YouTube channels, podcasts, books, online communities, Excel spreadsheets, and local networking events.

I know how much of a relief it is to be able to have confidence when referring my clients to another agent out of state, and I want to build that confidence with you and provide excellent service for your clients.Please feel free to reach out to me and we can talk some more.

I'm having trouble figuring out how to do this in excel.

Some lenders may still offer 10% down, but they might require strong compensating factors such as excellent credit, higher reserves, or a low debt-to-income (DTI) ratio.The requirement for 12 months of reserves is common with jumbo loans right now, especially in Southern California, where property values are high.2.

I'm starting out and have one investor in particular that has paid cash and had excellent outcomes thus far.

As a hard money lender, I've seen new investors underestimate these factors, leading to diminished returns or even losses.Multi-Family Properties (House Hacking): Investing in a multi-family property, especially through house hacking, can be an excellent entry point.

Still, we appreciate you and the entire REI team for your support and excellent service.  

As for getting my realtors license, I am still in high school and I am not sure if I can start the course to get my license since I’m 18 or if I have to be graduated to start, I will further look into it because having access to the MLS is extremely helpful as investor.I definitely want to build my credibility in my community so that people start to know I am serious about this by going to real estate meet ups! 

It's rare to a get a nonrecourse DSCR mortgage without approx 50% down and a ton of credible operating history.