For my personal residence - yes, i would love to own it free and clear as it's not an investment but rather liability which I want to minimize as much as possible.  

Owner financing and HELOC on personal residence How did you add value to the deal?

I also purchased these while residing in CA!

-how many bathrooms per resident have you found to be successful?

You could house hack and use the other portion to AirBnb as then you meet the primary residence requirement in B.C.

It would be his primary residence so most likely a duplex or triplex house hack. 

He currently travels often for work and resides in TN. 

(It's too risky for a personal residence for one thing and it gets shut down in a monetary decline as another thing.

. - SFH starts increase in a nominal manner given concerns in supply chain, although all outlook is for radical shift in Canada/US relations as the incoming Canadian powers are far FAR in greater alignment with US Administration of current thus, breakthroughs are very real potentials and with that we very well may see significant improvements for trade and costs in say lumber, thus empowering building boom.

By addressing housing, labor, and financial literacy as interconnected needs, we aim to empower individuals to break cycles of poverty and dependency while preserving and celebrating their cultural heritage.I’ve recently written a paper on consumerism and its effects, which aligns with much of what you’ve said.