Normally builder will pay cash for the lot like i do that their skin in the game..

DSCR Loans are typically great for STR purchases - however, DSCR Lenders are going to require at least some "skin in the game" - so won't be able to have a 2nd lien for the down payment. 

It's been 3 months. everyone is in the dark.

You will get tough skin, and if you can handle sec 8 you can pretty much handle any other tenant. 100k unfortunately won't get you too far in many places; BRRRR is fine but unlikely to pull out 100% of your money.

Also figure disposal costs (mattresses especially) and I am going to guess your stairs need repainting (maybe dark blue or brown treads this time) that is not normal wear and tear. 

If you're increasing the rent and communication goes dark that's an entirely different situation.

Someone scrawling all over the accent wall you put up so many color swatches for to find the right paint?

There are different ways of skinning this but I'll tell you what works for our Clients. 

I would digitally lighten up a lot of the photos, because they do make the house look a bit dark. 

I think they need to put more skin in the game.