She also helps me with paperwork every once in a while.I believe I can open a Custodial ROTH for her to pay for the services.

At the highest level, the rule says a residential dwelling is restricted to one family plus one additional person or two adults with their dependents plus one additional person.The city states that a “family” is any number of persons who are related by blood, marriage, adoption, guardianship or other duly authorized custodial relationship, and how they live together as a single housekeeping unit and share common living, sleeping, cooking and eating facilities.So here are some examples that are allowed and may help put this rule into practice:A family of any sizeA family of any size and their housekeeperA family of any size and a student not relatedTwo single parents and their kidsTwo siblings and a friendHere are some examples of what is not allowed:Two couples adding up to 4 peopleTwo sisters and their 2 friendsA family of any size plus two additional unrelated peopleAnd, as with any rule, there is an exception.

We are not happy with 529’s, Coverdell’s, and Custodial Accounts for this purpose.

I have custody of a disabled grandson who'd just had spinal fusion neck to bum. 

Has anyone ever used this self directed method and, if so, can you recommend a custodial company?

I have a question regarding the Fair Housing Act's Familial Status.The intent is to prevent anyone from refusing to rent to or give preferences to people based on their family status...single vs married, with or without children etc...Familial status covers:families with children under the age of 18,pregnant persons, andany person in the process of securing legal custody of a minor child (including adoptive or foster parents).persons with written permission of the parent or legal guardianWhere do roommates factor into all these?

(There are differences between a checkbook structure and a custodial structure as well.)The important things to look out for are the annual fees (try not to pay more than $250/yr), and to make sure you are carefully following rules around use of the property, proper reporting, not putting in non-qualified cash alongside the deal, non-recourse loans, etc. 

They were more concerned with the mother's rights than the kids; until I spent $$$$ to gain custody.

I have joint custody of my kids.

The transfer of the funds out the IRA to yourself and not into another custodial account is a taxable event.