Asking in the correct forum will get a better response.Need a spreadsheet or form?

Especially if you're buying correctly.

of course this is a correct description but lets talk a bout reality.very few loans for most investors will be non recourse unless they are very large loans but the average under 1mil loan 97% of the time will be full recourse unless the lender is not ready for prime time.

You are correct, hard work needs to be rewarded. 

It's not the reality for most and if more beginner investors had the correct mindset they would make better and more informed investment decisions.

Is that correct? 

Partnerships can be beneficial, but they can also present challenges if not structured correctly.

You are correct.

Used correctly it will help remove all sorts of stains.

We are now at the stage of working with our international accountants and lawyers in order to set up our entities correctly.