Conventional, FHA, and USDA all have products with very low downpayment options and government-subsidized rates for first time homebuyers who have a normal income.

The one I owner occupy I am looking to Refiance out of the 6.75% rate I have currently in the future.I know conventional lenders require a W2 income to refinance.

This way, it saves time for everyone and keeps expectations clear.That said, I understand the frustration others are expressing, especially around proof-of-funds requirements for more conventionally priced properties—those under $750K, for instance.

They are having their convention in DC this weekend and hope to hear back next week.

You’ll be able to use a low down payment loan like an fha or conventional 3-5% down loan if you househack versus if you buy an investment property.

So you go to flower shop after flower shop to find roses.

Columbus can be popular with events like OSU football games, Crew games, BlueJacket games, and other conventions when they come to Columbus annually. 

These types of lenders often have more flexible criteria and can help with refi for rental properties without all the strict conventional guidelines.

Plus, equipment can be a hefty expense and may need repairs over time.Instead of a conventional treadmill, I would consider a walking pad paired with a height-adjustable desk-- its cheaper and can be hidden/discreetly tucked away.

If it is conventional then the loan is not assumable.