The lender did not use a servicing company, and the pay history is being contested (which should be easy to prove)2.

Can you explain how your company solves the partial note issue? 

I worked for a US retail company that had a policy of accepting returns no questions asked and even when I accidentally uncovered someone seriously abusing the policy, my bosses wouldn't pursue the matter. 

Once it's placed into services as a rental, the property taxes will be a rental expense.I agree with Gregory above and speak with the company he has his mortgage with.

However, this could be offset by hiring a property management company.

Insurance companies want to fix it the cheapest way possible, and their goal is to minimize out-of-pocket expenses like this one.  

Here in the USA you need what's called a "construction loan" and it's also very hard to find a company that will insure you if you're a newbie.

S&P500 index is propped up by about 7 companies that make no material value with P/E ratios of about 3% for the market average.

Instead, all the money from Subto goes to a company called New Reach. 

Hello Mike, Syracuse and surrounding area is benefitting from an influx of tech companies and a huge chip manufacturing company, Micron, which is building a $100 billion fab over the next 20 years.