I've contacted 8 insurance companies/brokers and no one offers policies (issue being the subleasing).

There are a ton of qualified broker and lenders out there that can offer this product but be sure to receive the proper education when iyb comes to structuring the deal correctly.

If you are in one of those states, they have a broker firm they've partnered with that mimics amortization payments.

I look for a highly recommended mortgage broker and see what interest rates and mortgage products they have.  

The vast majority of "regular" or traditional (Conv/Govt) mortgages are originated by specialty lenders and brokers and are sold in the secondary market to provide yield on bank balance sheets (think Chase or BoA) or to be securitized into MBS.

Find an Insurance Broker that can shop the market.

If you're interested in an insurance broker that can help you with that, msg me and I will provide a local name of someone that can walk you through some options. 

Happy to help in any way being both a broker and investor.  

Running through some dry scenarios with brokers and lenders would be a good way to get your feet wet.

I’m Nadia Daggett, Broker at Investing N Florida, specializing in strategic investment opportunities.