Anyone concerned about the baby boomers?

I'm in San Jose and have been researching ADUs too.  The

Occasionally you may have the homeless guy zig zagging down the sidewalk pushing his shopping cart next to the lady jogging with her baby in a stroller. 

But, you're right, I will always have that option if for some reason listing their home won't workout for the owners and need to get out quick.And yes it is about stacking those chips baby :)

JUst hopefully these new 100% financing loans are being underwritten with a fine tooth comb.now if we get back to stated and 100% then we are heading down the exact same path.

I'm confused, too. The

By the way, this is just the beginning, baby boomers are now hitting peak "retirement" and have little in savings.

Dave Ramsey, talks about at least 15% of your income going to retirement as one of his baby steps.If you are worried about lifestyle inflation, pay off the house over the next couple of years. 

We are just a low wage family with a new baby and plenty of student debt, but I'm eager to approach real estate in the best way to provide us with more financial freedom and opportunity. 

I have done it once and I won... but I also put up 40k and release it too the seller and they would not come to closing  and did not have the money to pay me back.. so I had no choice in the matter.another 2 years and 15k in legal fees and the only reason the legal fee's were that low the seller would never show to court or answer anything .. if the seller bows their back it can get real expensive.